Loan products

Terms you can plan around. No surprises.

Every product below is priced openly, reviewed by a local officer, and paid out fast. What you see here is what you get at the counter.

Business loan

For stock, equipment, and expansion

Loan size
From GHS 500 to GHS 50,000
Repayment
Weekly or monthly, up to 24 months
Collateral
None on first loans up to GHS 5,000
Best for
Market traders, shop owners, workshops

Personal loan

For school fees, medical bills, and family needs

Loan size
From GHS 200 to GHS 10,000
Repayment
Monthly, up to 18 months
Payout
Within 24 hours of approval
Best for
Salaried workers, artisans, parents

Savings account

Save a little, often — and watch it grow

Interest
6% per year, paid quarterly
Deposits
Daily, weekly, or whenever you choose
Access
Cash at any branch counter or mobile money
Best for
Families, farmers, steady savers

Ready to get started?

Send your details and a local officer calls you back the same working day — or walk into any branch with a valid ID and a phone number.