Finance that grows with your trade.
Small business loans, honest savings, and steady support for individuals and traders across the region — from a microfinance that knows your name.

Products built for real life
Daily loan
Small, fast loans repaid a little every day. SLe 1,000–20,000, repaid daily for one month — no collateral, a guarantor required.
Regular loan
Stock, equipment, or expansion for your business. SLe 1,000–50,000, repaid weekly or monthly; collateral depends on the amount.
Tricycle loan
Own your tricycle. SLe 30,000 upward depending on cost, repaid weekly, with an initial deposit of SLe 20,000.
Salary loan
For workers with a permanent contract. SLe 3,000–30,000, repaid monthly against your steady income.
Guarantee Fund
For all loanees. Save daily, weekly, or monthly depending on your loan arrangement.
Osusu savings
Deposit daily, weekly, or whenever you choose — flexible savings that stay within reach.
Three steps to your money

Apply
Fill a short form or walk into the Head Office with a valid ID and a phone number.
Get reviewed
A local officer checks your details and calls you back — usually the same day.
Receive disbursement
Receive cash or asset immediately after all assessments and due diligence.
Trusted in the community
Years serving traders
Active members
Reachable through email and WhatsApp
"Kaisumate believed in my shop before the big institutions did. Now I supply three markets."
— Foodstuff Trader in Western Area, Freetown
Come see us
Kaisumate Financial Systems
Head Office — 1 Huggins Street, Freetown
Mon–Sat · 8:00am – 5:00pm
+232 76 200880 · +232 90 200880 · info@kaisumate.com
Chat on WhatsApp