Microfinance, made with care

Finance that grows with your trade.

Small business loans, honest savings, and steady support for individuals and traders across the region — from a microfinance that knows your name.

Foodstuff traders selling fresh produce at a busy West African market

Products built for real life

See all products

Daily loan

Small, fast loans repaid a little every day. SLe 1,000–20,000, repaid daily for one month — no collateral, a guarantor required.

Regular loan

Stock, equipment, or expansion for your business. SLe 1,000–50,000, repaid weekly or monthly; collateral depends on the amount.

Tricycle loan

Own your tricycle. SLe 30,000 upward depending on cost, repaid weekly, with an initial deposit of SLe 20,000.

Salary loan

For workers with a permanent contract. SLe 3,000–30,000, repaid monthly against your steady income.

Guarantee Fund

For all loanees. Save daily, weekly, or monthly depending on your loan arrangement.

Osusu savings

Deposit daily, weekly, or whenever you choose — flexible savings that stay within reach.

Three steps to your money

A row of colorful tricycles parked side by side
01

Apply

Fill a short form or walk into the Head Office with a valid ID and a phone number.

02

Get reviewed

A local officer checks your details and calls you back — usually the same day.

03

Receive disbursement

Receive cash or asset immediately after all assessments and due diligence.

Trusted in the community

8

Years serving traders

500+

Active members

Everywhere

Reachable through email and WhatsApp

"Kaisumate believed in my shop before the big institutions did. Now I supply three markets."

— Foodstuff Trader in Western Area, Freetown

Come see us

Kaisumate Financial Systems

Head Office — 1 Huggins Street, Freetown

Mon–Sat · 8:00am – 5:00pm

+232 76 200880 · +232 90 200880 · info@kaisumate.com

Chat on WhatsApp

Start your application

See loan product details

Your details go straight to our officers at info@kaisumate.com.